About Randy Wall

I began investing with my first mutual fund purchase in 1983. I've continued studying investments and financial planning ever since, becoming a member of the American Association of Individual Investors in 1984. I earned the Bachelor of Science in Business Administration (cum laude) at Chapman University, and a Master of Business Administration degree at Columbia College of Missouri.

Most recently, I completed Boston University’s Online Program for Financial Planners in 2006.

I began formally helping others reach their financial goals in 1991, as the Command Financial Specialist aboard USS Dixon (AS 37), as part of the US Navy’s then new Personal Financial Management program. I served in the same position at Afloat Training Group in Yokosuka, Japan.

After completing a Navy career, I worked at Bank of America, first in Northwest Dealer Banking, and was soon promoted to Investment Specialist in Retirement Services.

I enjoy helping others apply principles of financial management to their personal situations, and teach courses in Personal Finance and Investments for Skagit Valley College and Columbia College in Oak Harbor.

Professional memberships include the Financial Planning Association, National Association of Personal Financial Advisors (NAPFA), the Fee-Only Network, and the Oak Harbor Chamber of Commerce. Penn Cove Financial was established in 2005 and began offering Financial Planning services to the public in March 2006. 


We are proud to be a supporter of the Foundation for Financial Planning, a nonprofit charitable organization with the mission of connecting the financial planning community to people in need through the support of financial life skills education and pro bono financial planning.