About Randy Wall

I began investing with my first mutual fund purchase in 1983. I've continued studying investments and financial planning ever since, becoming a member of the American Association of Individual Investors in 1984. I earned the Bachelor of Science in Business Administration (cum laude) at Chapman University, and a Master of Business Administration degree at Columbia College of Missouri.

I completed Boston University’s Online Program for Financial Planners in 2006.

Most recently, I began the Master of Science in Finance & Economics at West Texas A&M University online in 2017.

I began formally helping others reach their financial goals in 1991, as the Command Financial Specialist aboard USS Dixon (AS 37), as part of the US Navy’s then new Personal Financial Management program. I served in the same position at Afloat Training Group in Yokosuka, Japan.

After completing a Navy career, I worked at Bank of America, first in Northwest Dealer Banking, and was soon promoted to Investment Specialist in Retirement Services.

I enjoy helping others apply principles of financial management to their personal situations, and teach courses in: Personal Financial Planning; Business Finance; Principles of Real Estate; and Investments for Columbia College in Oak Harbor and Marysville. I also taught Peronal Finance & Investments for Skagit Valley College from 2004 through 2016.

Professional memberships include the Financial Planning Association, National Association of Personal Financial Advisors (NAPFA), XY Planning Network, and the Fee-Only Network. Penn Cove Financial was established in 2005 and began offering Financial Planning services to the public in March 2006. 


We are proud to be a supporter of the Foundation for Financial Planning, a nonprofit charitable organization with the mission of connecting the financial planning community to people in need through the support of financial life skills education and pro bono financial planning.