Penn Cove Financial, LLC is a fee-only, comprehensive financial planning firm located in Oak Harbor, WA. We provide services primarily to middle income clients and small business owners. As an independent adviser, Penn Cove Financial is able to offer clients objective, unbiased financial guidance.
Penn Cove Financial’s approach to personal finance is to focus on highly personal service, to be that trusted adviser to whom you can turn for questions great and small. We believe in having fewer, more intimate relationships and offering a more value-added service to our clients.
Penn Cove Financial’s passion is to help clients integrate their personal life goals and their financial affairs. Since each person’s goals vary, the recommendations generated will be unique to your situation. Each of the financial planning topics below is important, but integrating them all into a cohesive strategy is essential to your overall financial and lifestyle success.
Insurance and Risk Management - balancing the objectives of preservation and growth
Investment Planning - to design and implement an investment policy tailored to meet your specific needs
Retirement Planning and Employee Benefits - projecting future income needs and balancing cash flow with sources of income and assets
Tax Planning- minimize your tax liability to keep more of your money working for you
Estate Planning- preservation and tax-efficient transfer of wealth from generation to generation